So, What's Your Next Money Move?
call Questions? Call (03) 8832 0000

    Step 1 of 2 Step 2 of 2

    financial-services-industry

    Are you looking for a locally based and fully accredited mortgage broker based near Northcote? Whether you’re buying your first or second home, renovating, investing or refinancing an existing home, our team here at The Mortgage Centre can provide accurate, up to date advice on what type of home loan you should be with to suit your circumstance.

    Through our MFAA membership and Australian Credit Licence (certification no. 388207), our brokers are also obliged to work with a “duty of care” to our clients. Unlike banks and other lenders across Australia, our experts will be able to search the entire market to ensure you are paying the best possible rates on your mortgage. With over 20 years of experience in the financial services industry, property development and private funding sectors, we guarantee our advisors will be able to provide an easy to follow and stress-free service.

    Book Your Free Consultation
    Home Loans
    Home Loans

    Looking to buy a new home and want to keep things simple? Get into your new home with The Mortgage Centre home loan. We’re passionate about helping our customers into their dream homes.

    home-loans
    Business Loans
    Business Loans
    We have helped all types of businesses in Northcote. What type of business are you looking to build?
    • Restaurants, Builders
    • Plumbers, HVAC
    • Hair & beauty specialists & more
    BOOK YOUR FREE CONSULTATION
    business-loans
    Asset Loans
    Asset Loans

    Are you seeking finance solutions for your new Assets? We specialise to finance the purchase of any asset with a serial number or VIN. This includes items such as cars, coffee machines, treadmills or generators.

    BOOK YOUR FREE CONSULTATION
    asset-loans
    accredited-advice-fr-homeloan

    Accredited Advice for Home and Investment Loans in Northcote

    As your mortgage broker, Northcote residents and investors can rely on our highly skilled professionals to provide them with the best possible deals and lowest interest rates currently available on the market. Through our unique “mortgage platform” service, our team can provide you with a more streamlined way of managing your mortgage without piles of paperwork. By registering on our platform, our advisors can review your mortgage every 12 months, performing swaps free of charge to any lender we are accredited with if they offer a better deal on your home loan.

    business-loans-richmond

    Business Loans for Northcote Based Companies

    Whether you’re a small or medium sized business, loans will provide Northcote based companies with the financial backing they need to expand their business. From big name banks to private lenders, The Mortgage Centre is accredited with a vast range of reputable lenders across Australia, including Bankwest, ANZ, Commonwealth Bank, CITI, NAB, Macquarie, Gateway, Heritage and Virgin Money. Rest assured our team will search far and wide to ensure you receive the best possible deal on your business loan.

    If you’re looking to fund the growth of your business, have a more stable flow of money or make a large purchase on behalf of your company, taking out a business loan will help you take your company to the next level. Contact our team now to find out how we can help you find the most suitable loan for your business.

    experts-on-refinancing

    The Experts on Refinancing and Property Loans

    At The Mortgage Centre, our experts can provide you with the most reliable advice and assistance possible when it comes to finding the best and most suitable mortgage and business loans. Northcote residents, investors and business owners can rest assured our team will work with your best interests in mind, ensuring all our clients are set up properly for the future.

    To find out more about our service or to enquire about our “mortgage platform” system, please give our advisors here at The Mortgage Centre a call on (03) 8832 0000 today.

    WHY CHOOSE US

    The Mortgage Centre Difference

    We use our 20 years of experience and cutting edge technology to find you the lowest possible rate for your circumstances

    • speedy-lender-report
      Speedy Lender Report

      We can provide the best options within a few hours.

    • bad-credit-history-considered
      Bad Credit History Considered

      We look beyond your credit score to understand your situation.

    • comapre-save
      We Compare, You Save

      We'll find a great deal from our panel of over 20 lenders.

    • low-interest-rates
      Low Interest Rates

      We use our 20 years of experience and cutting edge technology to find you the lowest possible rate for your circumstances.

    • protect-your-credit-score
      Protect Your Credit Score

      Applying for a loan won't impact your credit score until you are ready to proceed.

    • no-nasty-surprise
      No Nasty Surprises

      All fees and charges are fully disclosed upfront so you know exactly what is going on and what it’s going to cost.

    Our Process

    WE GUIDE OUR ESTEEMED CLIENTS IN Northcote THROUGH A STRAIGHTFORWARD 6-STEP PROCESS

    our-process
    • Consult

      Initial consultation (via the phone, skype or face to face) where our mortgage broker will establish your motivations and requirements.

    • Gather

      Information gathering to confirm your financial status.

    • Review & Proposal

      Clear and detailed review of your financial position with a suggested investment or buying proposal for you to consider including an assessment of the most suitable deals available.

    • Agree & Implement

      Complete the necessary application paperwork including follow-up negotiations with lenders and adjustments if necessary.

    • Complete

      Finalise approval (s), arrange formal paperwork to be signed.

    • Settle

      Coordination of the settlement process.

    Case Studies

    How we’ve helped people achieve
    their dreams

    quote

    We were absolutely delighted with the professionalism and service provided by Phil. His product knowledge is unsurpassed, and he managed our situation wonderfully well. We actually got a better outcome from our financial requirement (home loan) than we actually expected. He was available anytime of the night or day and walked us through every step…

    We were absolutely delighted with the professionalism and service provided by Phil. His product knowledge is unsurpassed, and he managed our situation wonderfully well.

    We actually got a better outcome from our financial requirement (home loan) than we actually expected. He was available anytime of the night or day and walked us through every step of the process.

    I would have no hesitation in recommending Phil and will indeed be suggesting my daughter use his services for her forthcoming financial requirements.

    Thanks Phil 10 out of 10.

    testimonials
    John Mc
    testimonials
    John Mc

    John was very attentive, answered all our questions as they arose and put in 100% effort into making what is normally a stressful process of obtaining finance when looking for a home an easier one. We wouldn’t go anywhere else with regards to our financing needs.

    testimonials
    Lucienne

    We have found John to be honest, punctual and his communication skills were exceptional as we never had a question that wasn’t answered. We highly recommend John and will be using him in again in the future.

    testimonials
    Brendan and Camille

    We have used Phil’s services several times for the last 15 years, and have found Phil to be prompt and reliable in giving advice, answering questions and always returns calls and emails. We have found Phil has a certain ‘ease’ about how he conducts business and we also appreciate the extra time he spends in…

    We have used Phil’s services several times for the last 15 years, and have found Phil to be prompt and reliable in giving advice, answering questions and always returns calls and emails.

    We have found Phil has a certain ‘ease’ about how he conducts business and we also appreciate the extra time he spends in giving the best possible advice.

    We are more than happy to keep using future services from him.

    testimonials
    Ray and Rose Basile
    testimonials
    Ray and Rose Basile

    Philip Robertson from the mortgage centre has helped us buy our first home and later to upgrade to our family home.

    Philip’s knowledge and professionalism is outstanding. He took the time to explain our options to us thoroughly and kept us up to date during the application process.

    Highly recommend!

    testimonials
    Ralph and Eleanor
    0
    +

    Years Of Experience

    0
    +

    Customers Across Australia

    0
    +

    People Into Their Own Homes

    Northcote Map

    Northcote map area
    Looking to buy a new home in Northcote and want to keep things simple?

    Get into your new home with The Mortgage Centre home loan. We’re passionate about helping our customers into their dream homes.

    Book Your Free Consultation

    Areas We Serve

    With over 20 years of experience in the financial services industry, property development and private funding sectors, our Melbourne based mortgage brokers can provide local homeowners, investors and businesses with the right advice and assistance for their next home or business loan today. Give The Mortgage Centre a call on (03) 8832 0000 and chat with one of our advisors today.

    Preferred lenders

    bankwest
    anz
    commonwealth
    westpac
    nab
    citibank
    bank-of-melbourne
    86400
    angle
    bluestone
    pepper-money
    macquarie
    firstmac
    unibank
    virgin-money