How much would I save if I financed for a better rate?
This depends on the loan amount and what rate we are able to obtain. The banks offer greater interest rate discounts on more substantial loans. As an example: If the average mortgage in Australia is $400,000 and we can negotiate a rate that saves as little as 0.4% that equates to $1,600 per annum which equates to $40,000 over a loan term of 25 years. It makes a lot of sense to review your loan every 12–18 for a “health check” doesn’t it?
Click here to access our calculators and find out how much you can save!
Book Your Free ConsultationThere are a lot of reasons to refinance your loan that are not entirely related to the interest rate.
- Your loan was ‘no frills’ and you now require additional capital in the form of a top-up or line of credit.
- You have purchased an investment property or are planning to purchase an investment property and you want to access the equity in your home as a deposit on the investment
- You have credit card and personal debts that you want to combine into one low mortgage rate
- You were previously on a fixed rate where the term has now expired and you are considering a ‘split’ to fixed and P&I or totally P&I or rolling into another fixed rate.
- You have a property portfolio that needs to be restructured for tax purposes.
Click here to make an enquiry about how the Mortgage Centre can refinance your current loan and solve any current problems with your existing loans.
It would be of great assistance if you could give us as much detail as possible by completing the Financial Profile form.
If your enquiry is fairly urgent you are welcome to call our loan professionals on (03) 8832 0000
We were absolutely delighted with the professionalism and service provided by Phil. His product knowledge is unsurpassed, and he managed our situation wonderfully well. We actually got a better outcome from our financial requirement (home loan) than we actually expected. He was available anytime of the night or day and walked us through every step…
John was very attentive, answered all our questions as they arose and put in 100% effort into making what is normally a stressful process of obtaining finance when looking for a home an easier one. We wouldn’t go anywhere else with regards to our financing needs.
We have found John to be honest, punctual and his communication skills were exceptional as we never had a question that wasn’t answered. We highly recommend John and will be using him in again in the future.
We have used Phil’s services several times for the last 15 years, and have found Phil to be prompt and reliable in giving advice, answering questions and always returns calls and emails. We have found Phil has a certain ‘ease’ about how he conducts business and we also appreciate the extra time he spends in…
Philip Robertson from the mortgage centre has helped us buy our first home and later to upgrade to our family home.
Philip’s knowledge and professionalism is outstanding. He took the time to explain our options to us thoroughly and kept us up to date during the application process.
Highly recommend!
Years Of Experience
Customers Across Australia
People Into Their Own Homes
Preferred lenders
Questions? Call (03) 8832 0000